Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms and main living areas in December 2025, complete renovation of all bathroom showers and tubs in 2023 with a lifetime warranty from Re-Bath, a water heater replacement and a full interior repaint in 2020. In 2024, the HVAC system was replaced and upgraded, including an ultraviolet light air purification system to ensure superior air quality. The overall modern feel of this unit includes smart-home features like a Ring doorbell and Ecobee thermostat sensors. This smart thermostat provides a care free indoor-outdoor living experience by adjusting the air conditioning when a balcony door is open. What truly sets Ocean Ritz apart is its low-density design and lifestyle. With only 63 total units in the community you and your guests will enjoy a more relaxed, luxurious experience without the crowds and busy elevators that are typical of most condominiums. The stunning beach views from the outdoor living space are unparalleled, featuring a massive corner balcony providing near panoramic views. The balcony is just shy of 500 square feetone of the largest in the area and spans the full width of the living room and two gulf front bedroom suites, with direct access from each of those three rooms. Owners and guests enjoy a boutique experience with many amenities, including a fitness center, grill area, sauna, steam room, and a relaxing hot tub. The unique indoor/outdoor pool is heated seasonally and provides the perfect year-round environment for both sun-seekers and those who prefer the shade. With a private beach walkover, a reserved parking space, and a separate overflow parking area, this rare gem offers a level of comfort and exclusivity that is increasingly difficult to find, while still convenient to all of the fun that Panama City Beach has to offer. Virtual tour available upon request.