Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Parking

    Boat

  • Patio and Porch Features

    Patio, Covered

  • Pool

    Yes

  • Pool Features

    Community

Area & Lot

  • Property Type

    Residential

  • Property Sub Type

    Condominium

  • Architectural Style

    N/A

Price

  • Sales Price

    $265,000

  • Tax Amount

    $2,310.63

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    Yes

  • Association Fee

    $1,846.63

  • Association Fee Frequency

    Quarterly

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Destin

  • Middle School

    Destin

  • High School

    Fort Walton Beach

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

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Location

County

Okaloosa

Elementary School

Destin

Middle School

Destin

High School

Fort Walton Beach

Listing Courtesy of Erik T Hansen , Keller Williams Realty Gulf Coast

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Beautifully positioned in the highly desirable Indian Lake community in Destin, this 3-bedroom, 2-bathroom condo offers 1,147 square feet of comfortable coastal living. Enjoy stunning views and an unbeatable location just minutes from Destin's world-famous white sand beaches, shopping, dining, and entertainment.

Inside, the home features tile flooring throughout and a light, airy color palette that enhances the open feel. The living, kitchen, and dining areas flow seamlessly together, creating an inviting space perfect for both relaxing and entertaining. The thoughtfully designed split-bedroom layout provides privacy and functionality for residents and guests alike.

Indian Lake residents enjoy access to fantastic community amenities, including a sparkling pool, fitness center and more.

4090 Dancing Cloud Court UNIT 250

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Related Properties

Rare opportunity to own an affordable beach getaway with 200 feet of deeded beach access! This fully furnished 1-bedroom, 1-bath condo is move-in and rental-ready, located in a resort-style community offering outstanding amenities, including a large swimming pool, tennis courts, playground, and convenient beach access to the sugar-white sands and emerald waters of the Gulf.
Whether you're searching for a primary residence, vacation home, or investment property, this turnkey condo offers endless potential in a highly desirable coastal location. Enjoy easy access to shopping, dining, entertainment, and all the attractions the Emerald Coast has to offer.
Seller is motivated and ready to make a deal. All offers will be considered. Don't miss your chance to own a fully furnished beach-access property at an exceptional value! Schedule your showing today before it's gone!
#1005420

Destin

3755 Scenic Highway 98 204

1 Beds

1 Baths

725 Sq.Ft.

$225,000

MLS#: 1005420

0.5 miles to Norreigo Point Beach! Sold fully furnished and rental-ready, this unit is ideal for a second home or short-term rental investment. Enjoy peace of mind with a new HVAC (2024), hot water heater (2023), and new windows and sliding glass doors (2022) already taken care of.

Additional highlights include:
** Updated bathroom with stylish finishes
** Hard surface flooring throughout for easy maintenance
** Low-density complex with only 16 total units
** Not a condotel - VA financing is available!

 Located in the heart of Holiday Isle, this charming turn-key studio is just 3 minutes from not one--but two deeded beach access points, Norriego Point, O'Steen Beach, and the East Pass with the iconic Destin Jetties. Whether you're soaking up the sun or exploring the water by kayak, paddleboard, or water taxi, this location puts you in the center of it all. 

Inside this 550 sq ft coastal retreat, you'll find a thoughtfully designed studio that maximizes every inch of space. A custom Murphy bed and pull-out sofa allow for flexible living arrangements without sacrificing comfort or style. The open-concept kitchen features a breakfast bar, stainless steel appliances, and everything you need to whip up a post-beach meal.

Location perks are unbeatable- bike, golf cart, or stroll to The Harborwalk, Big Kahuna's Water Park, Harbor Docks, Boshamp's, and The Boathouse Oyster Bar. Want to experience Crab Island or deep-sea fishing? You're just a short ride from the docks. Don't miss this rare opportunity to own your own beach property in Destin!
#993479

Destin

445 Gulf Shore Drive 206

None Beds

1 Baths

525 Sq.Ft.

$234,000

MLS#: 993479

This beautifully updated condo offers an oversized kitchen featuring granite countertops, elegant maple cabinetry, and modern finishes throughout. Enjoy the comfort of vinyl plank flooring, newer furnishings, and a private balcony showcasing spectacular sunset views in the evening. All-inclusive living at its finest — association fees cover all utilities, including electricity, water, cable, internet, and more!

The Palms of Destin boasts premier resort amenities designed for every lifestyle. Enjoy the expansive 11,000 SF heated lagoon pool with waterfall, children's pool, splash pad, playground, lighted tennis and basketball courts, a huge state-of-the-art fitness center and spa. It features a restaurant onsite by the pool for easy walkup service for drinks and food.  Then start your mornings off at the coffee bar downstairs each day.  Additional conveniences include a seasonal beach shuttle to and from Henderson Beach Park -just grab your beach toys and hop on the bus, secured covered parking, on-site conference and business centers, and a welcoming reception area. Live, relax, and play in one of Destin's most sought-after resort communities - The Palms of Destin delivers the perfect blend of excitement, fun, and convenience!
#988934

Destin

4207 Indian Bayou Trail 2212

2 Beds

2 Baths

970 Sq.Ft.

$279,000

MLS#: 988934

New on site 2 days ago
Here it is! One of the best values in all of Sandpiper Cove! This charming second-floor, one-bedroom condo has been freshly painted, thoughtfully maintained, and is priced to sell. Natural light pours through an abundance of windows, creating a bright and airy coastal retreat that feels like vacation every day. Step outside onto your private balcony and enjoy peaceful views of one of the community's beautifully manicured putting greens, surrounded by lush tropical landscaping.
Convenience meets comfort with a washer and dryer already installed in the primary closet, making beach living effortless. What truly sets this condo apart is its rare and highly desirable location within Destin--one of the few properties offering access to both the community's private deeded beach with restaurant/bar/bathrooms and the harbor for boating or water taxi rides to dinner, giving owners the best of both worlds. Spread across 43 acres of beautifully landscaped, gated resort grounds, Sandpiper Cove offers an unmatched coastal lifestyle. Residents and guests enjoy an incredible collection of amenities including five swimming pools (two heated), three hot tubs, tennis and pickleball courts, shuffleboard, bocce ball, horseshoes, a 9-hole par-3 golf course, marina access, BBQ areas, on-site dining, an event center, and private beach access. Whether you're spending the morning on the sugar-white sands, enjoying sunset views along the harbor, or connecting with neighbors at one of the many community activities, every day feels like a getaway.
Located just minutes from Destin's world-class restaurants, shopping, boating, fishing, and endless water adventures, this property is perfectly suited as a full-time residence, a relaxing second home, or an income-producing vacation rental. Full-time residents love the welcoming atmosphere and strong sense of community that make Sandpiper Cove feel like home.
The beach lifestyle you've been dreaming about is waiting--come experience it for yourself.
#1005832

Destin

775 Gulf Shore Drive 2076

1 Beds

1 Baths

629 Sq.Ft.

$298,000

MLS#: 1005832

Watch the sun drop into the Gulf of Mexico every evening from your own private balcony. Unit 21014 at The Palms of Destin sits in the coveted west tower, delivering unobstructed Gulf views and legendary Emerald Coast sunsets that never get old. At 970 heated and cooled square feet, this fully furnished two-bedroom, two-bath condo has been completely refreshed -- all new furniture and furnishings throughout, move-in and rent-ready from day one. The Palms is one of the Gulf Coast's most complete resort complexes: a spectacular lagoon-style pool with waterfalls, hot tub, and splash pad; an award-winning onsite restaurant and coffee shop; a 10,000+ sq ft fitness center; pickleball and tennis courts; basketball; poolside tiki bar; and a beach shuttle running mid-March through October. The quarterly HOA covers everything -- electric, water, internet, cable, all building insurance, trash, and full resort amenity access. Bring your personal belongings and your rental calendar. Nothing else required. Comparable well-managed two-bedroom units here generate $45,000-$55,000+ in annual gross rental income. Portfolio financing available -- contact listing agent for current approved lender list. Priced to move. This is the best value in the building for a west-facing Gulf-view unit. See agent remarks for showing instructions. THE UNIT
Unit 21014 occupies a prime position in the west tower of The Palms of Destin Resort & Conference Center -- one of the Emerald Coast's most recognized vacation destinations. The unit has been completely refreshed over the past year: every room features all-new furniture and furnishings, creating a turnkey product that photographs beautifully and is ready to receive guests or welcome a new owner without a dollar of additional investment.
The west tower orientation means this unit captures the two things Destin buyers want most: clear Gulf of Mexico views and those legendary sunset skies -- orange, gold, and pink -- that have made the Emerald Coast famous. This is not a pool-facing unit. It's the quieter, more private perspective. The one you watch the horizon from.
Interior layout features an open-plan living and dining area, a well-equipped kitchen with full appliances, a master suite with walk-in closet, a second bedroom configured with bunk beds for maximum rental occupancy, two full bathrooms, and in-unit laundry. All appliances convey.
THE HOA -- WHAT IT ACTUALLY COVERS:

The quarterly HOA fee covers every operating expense an owner would otherwise carry separately: electricity, water, cable, internet, trash removal, all structural and exterior building insurance, pest control, grounds maintenance, and full access to all resort amenities. There is no separate power bill. No water bill. No insurance premium for the structure.
Owners are responsible only for contents/renter's insurance -- approximately $1,200-$1,300 per year -- and their own personal property taxes. For investment buyers, this is a significant operational advantage: monthly carrying costs outside the mortgage are fixed, predictable, and fully disclosed. No surprise utility bills.
THE RESORT -- AMENITIES IN FULL

The Palms of Destin is not a basic condo complex. The amenity package rivals full-service Gulf Coast resorts: a multi-pool lagoon system with waterfalls, heated pool, children's splash pad, and a hot tub; an onsite restaurant and tiki bar; a dedicated coffee shop; a 10,000+ square foot fitness center; pickleball courts, tennis, basketball, and a grilling area; covered parking; and a complimentary beach shuttle running mid-March through October. For guests, this level of amenity means 5-star reviews, repeat bookings, and premium nightly rates. For owners, demand is driven by the property itself -- not the individual unit.
THE INVESTMENT CASE
West-tower two-bedroom units at The Palms with competent management and optimal pricing have demonstrated $45,000-$55,000 in annual gross rental income. The unit is currently enrolled in a short-term rental program. Buyer may elect to continue with an existing management relationship or establish their own program at closing -- there are no long-term management contracts binding the new owner beyond reservations through early July.
Financing note: conventional Fannie Mae / Freddie Mac financing is not available for The Palms due to the short-term rental concentration in the complex. Portfolio and non-QM lending products are available. Contact listing agent for a current approved lender list.
PRICING CONTEXT

At $315,000, this is the most aggressively priced Gulf-view two-bedroom unit in the complex. The only recent sale of a comparable unit closed at $310,000 in January 2026. This unit is priced near that comp with all-new furnishings and move-in-ready condition that comparable listings cannot claim. For a buyer ready to act, the opportunity cost of waiting is the next available unit at a higher price.
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Destin

4207 Indian Bayou Trail UNIT 21014

2 Beds

2 Baths

970 Sq.Ft.

$315,000

MLS#: 1005637

Welcome to a completely updated oasis in the heart of Destin, FL. This 2BR/2BA condo offers a perfect blend of modern style and coastal charm. A rental-ready retreat, where new LVP floors in 2023 guide you through an inviting space. The kitchen has sleek granite counters and SS appliances, complemented by a convenient coffee bar. Modern baths ensure comfort, while the condo's fully furnished status means it can comfortably sleep 6+ guests, making it an ideal investment or personal getaway. The living area opens onto a large balcony overlooking the tennis/pickleball courts. Gated complex has 3 pools, including a heated option, grilling & picnic areas. Community is conveniently located w/ easy access to Destin's pristine beaches, shopping, & dining!
#989576

Destin

4000 Gulf Terrace Drive 108

2 Beds

2 Baths

982 Sq.Ft.

$271,000

MLS#: 989576

Welcome to this end-unit gem. This beautifully updated townhome in the heart of Destin, Florida! This private charming  2-bedroom, 1-bath residence offers the perfect combination of comfort, convenience, and investment potential.
Recent upgrades include fresh interior paint, new luxury vinyl plank (LVP) flooring, updated lighting fixtures, a newly installed dishwasher, and a refreshed main bathroom, creating a move-in-ready space with modern appeal. As an end unit, the home enjoys added privacy and natural light. The fenced back yard offers palm trees and tranquility.
Whether you're searching for a primary residence, vacation getaway, or income-producing property, this townhome checks all the boxes. 
Ideally located near military bases, shopping, dining, entertainment, and all that Destin has to offer, you'll be just minutes from the area's world-famous white-sand beaches and emerald-green waters.
Don't miss this opportunity to own an updated townhome in one of Florida's most sought-after coastal communities!
#1005059

Destin

710 Legion Drive B5

2 Beds

1 Baths

850 Sq.Ft.

$223,500

MLS#: 1005059

Property Overview
Welcome to your slice of the Emerald Coast! This beautifully updated studio condo at the sought-after Sandpiper Cove Condominiums offers the perfect blend of coastal charm, modern upgrades, and income potential. Nestled along one of Destin's most beloved beachfront communities, this 470 square foot retreat is turnkey and ready to delight guests or serve as your own personal Gulf Coast getaway.
Step out onto your private deck and take in a sparkling glimpse of the Gulf of Mexico -- the kind of view that keeps guests coming back year after year. Unit was rented from 2000-2022 with a strong rental history. Currently owner occupied.
This unit is a smart addition to any investment portfolio.

Unit Features & Recent Updates
This studio has been thoughtfully upgraded to maximize comfort, efficiency, and guest satisfaction:
• 470 sq ft of efficiently designed coastal living space
• Private deck with partial Gulf of Mexico views
• New HVAC/Furnace 10/29/2024-- climate control you can count on.
• In-unit washer and dryer Full size 7/24-- a major guest amenity
• New countertops -- fresh, modern kitchen SS applicances 2025 and bath finishes
• Newer LVP flooring throughout -- clean, stylish, and easy to maintain
• Sandpiper Studios have a strong vacation rental history with potential for annual income.
• Turnkey condition -- ready for immediate rental or personal use. Sandpiper Cove Community Amenities
Sandpiper Cove is one of Destin's most amenity-rich condominium communities, giving guests and owners an unmatched resort-style experience:
" 1,100 feet of private Gulf beachfront -- white sand, emerald water, and stunning sunsets
" 5 swimming pools -- never a wait, perfect for families and solo travelers alike
" 3 hot tubs -- unwind after a day on the beach or the courts
" Pickleball courts -- one of the fastest-growing sports in the country, right at your door as well as Tennis Courts.
" A 9 hole 3 par on site free Golf Course.
" Beautifully landscaped grounds and direct beach access
" On-site parking and professionally managed common areas


Location
Situated in the heart of Destin, Florida -- consistently ranked among the top beach destinations in the country -- Sandpiper Cove places you minutes from world-class fishing, dining, shopping, and entertainment along the Emerald Coast. Destin's sugar-white quartz sand beaches and crystal-clear Gulf waters are the backdrop for what could be your best investment yet.

Don't Miss This Opportunity
Whether you're looking for a vacation rental, a low-maintenance beach escape,
or both -- this Sandpiper Cove studio checks every box.
#1005312

Destin

775 GULF SHORE Drive 8231

None Beds

1 Baths

471 Sq.Ft.

$299,000

MLS#: 1005312

Welcome to Destin and your own beach get away! This Gulf Terrace condo is perfect for living the beach life full-time or for use as an income generating rental (short term is allowed!). It sleeps up to 6 guests, who will love its convenient location to everything Destin has to offer. All furnishings convey and, with renovations that include the kitchen, bedroom and bath, as well as new flooring, this unit is turn key ready!  (HVAC is 2020 .) Located on the ground floor, this condo provides ease of access. When you're ready for action, you can take advantage of the pickle ball and tennis courts or one of the three pools the complex offers. Gulf Terrace Condos are a short distance to beaches, dining and Big Kahuna Water Park! Don't sleep on it--call for your private showing now!
#990647

Destin

4000 Gulf Terrace Drive 128

1 Beds

1 Baths

738 Sq.Ft.

$230,000

MLS#: 990647

Affordable Investment Condo in Destin just 0.8 miles from public beach access. Located in Gulf Terrace this 1 Bedroom,1.5 Bath is Exceptionally well maintained with coastal touches, beachy vibes & smooth ceilings. Located on the 2nd floor is sold fully furnished. Must see to appreciate! Locals & Tourists Love the Place and the amenities that are available in the complex. Gulf Terrace is a Pet Friendly Community, Free Parking, No Flood Zone, NO RENTAL RESTRICTIONS!  Community Features: two gated entrances from HWY 98 and Airport Rd, Access to 3 swimming pools, Tennis/Pickleball court, Dog Park, EV chargers, maintained green areas, picnic tables & a lake. HOA is $602/ Month Includes: building insurance and exterior maintenance, water, internet, sewer, trash, landscaping, and maintenance of pools and gates.
#1005185

Destin

4000 Gulf Terrace Drive 240

1 Beds

1 Baths

738 Sq.Ft.

$235,000

MLS#: 1005185

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